How to Go to College Debt Free "No Scholarships Required"
- Coach Kim
- Jul 30
- 2 min read
Updated: Aug 2
No loans, No scholarships, No Problem!
Earn College Credit with CLEP (for Undergraduate)
Get Your Degree Faster: CLEP exams let you test out of introductory courses and move to more advanced courses sooner, saving time toward your degree.
Students take CLEP exams at official CLEP test centers or at home with remote proctoring.
Sophia Learning ( for Undergraduate)
Sophia is a subscription based platform that partners directly with colleges and universities that have agreed to accept our college-level courses, so they seamlessly transfer into your program at these schools.
University Of the People ( for Undergraduate & Graduate)
Earn your degree with our flexible, tuition-free online programs. Access quality higher education, study from anywhere in the world.
“Tuition-free” means that unlike other universities, UoPeople doesn’t charge students for taking courses. UoPeople also doesn’t charge students to enroll, to pay for books or other course materials, or for campus fees. Our unique online model of higher education allows us to bring the classroom to you.
YES this is real. . . and accredited! Click HERE to learn more.
College Assistantships (This is not work study) (Graduate & Doctoral)
College assistantships are offered to graduate students—typically in master’s or doctoral programs—that help offset the cost of tuition while providing valuable professional experience.
💰 What You Get
- Tuition Waiver: Partial or full coverage of tuition costs
- Stipend: Monthly or semester-based pay for your work
- Professional Experience: Hands-on learning in your field of study
- Networking: Close collaboration with faculty and staff
📝 How to Get One
- Apply through your university’s graduate school or department
Become a Full-Time University Employee (Not a Contractor) (For All Levels)
Many full-time university roles come with generous benefit packages—including tuition coverage. Janitorial positions, in particular, are often readily available and may offer flexible schedules that fit your lifestyle. Remote call center roles at universities can also provide similar benefits.
Think outside the box! The university you work for—or dream of attending—doesn't have to be in your home state. Explore both in-state and out-of-state job openings through state employment portals.
Now picture this: You, holding a PhD, completely debt-free, with full health insurance, a retirement plan, and a paycheck—all from simply sweeping a floor. It’s not just work—it’s a pathway to a future built on possibility.
👀 Feeling Inspired? Tell us in the comments—how did this post help you?
Book a Coaching Session Ready to go deeper? Let’s talk.
Schedule your personalized session and start building the life you’ve imagined.
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