The Right Life Insurance 4 You

Do I need life insurance, which one should I choose, and why?

Do I Need Life Insurance?

If anyone is depending on your income or if you have obligations (debt, mortgage, etc.) that would fall to someone else to handle if you were to die, then the answer is, "Yes."

Life insurance acts as a substitute for income. For the potential risk of losing that earning power to protect and cover your loved ones.

What is Term Life Insurance

"Term Insurance is pure protection, like fire insurance or auto insurance, its sole function is to support your family if you die. You can buy large amounts of coverage for modest amount of money – and big policies are what your spouse and children need."

Why Choose Term over Whole Life?

Dave Ramsey's explanation of why a family or individual might choose term life insurance over whole life is—quite literally—right on the money.

Term life offers: More coverage at a fraction of the cost. It allows families to hold onto more of their hard-earned cash while securing sufficient coverage to support loved ones after their passing.

Would you like to learn more about Term Insurance?

Click the button below to schedule your “Let’s Chat: Life Insurance” Q & A session with Kimberly T.

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